We regularly handle claims for our clients who are struck by cars while they are travelling on bicycles. Under Kentucky's laws, a bicycle rider is entitled to recover for medical expenses, lost wages, pain and suffering, and other damages incurred when a negligent driver strikes a bicyclist.
Bicycle riders are entitled to the same benefits afforded to passengers in a car, even though they do not have insurance that specifically covers the bicycle. Under Kentucky's No Fault laws, a bicycle rider is actually treated as a pedestrian for the purposes of recovering No Fault benefits, which include medical expenses, prescriptions and wage loss, in addition to some other specified out of pocket expenses, up to $10,000. This coverage comes from the insurance for the vehicle that strikes the bicyclist-whether or not the bicyclist is at fault for the accident.
And in a situation where the bicyclist is not to blame for the accident, or only partially to blame, the bicyclist has the opportunity to recover for pain and suffering and expenses over and above the $10,000 in No Fault benefits.
If you have been injured in a car vs bicycle accident, you should contact us today for a free initial consultation and learn your rights.